Guardsman Furniture Pro

I bought a furniture warranty through this company. BIG MISTAKE! I had an incident that caused damage to my furniture. I got out the warranty (cost me over $200), filed a claim, and was flatly denied. The warranty contradicts itself: What is covered: "Any puncture, cut, tear, and rip from a specific incident" What is not covered: "any stress tear (tearing or ripping of upholstery within one-half inch of and parallel to the seam line)" If you are going to have an accident with this furniture, make sure that accident is at least 5/8 of an inch beyond the seam - otherwise you are screwed. I bought the warranty because I have little kids and was afraid they would stain the couch. When the salesman offered the warranty, he mentioned this very probability. However, the warranty also says "damage due to . . . ink, paint, crayon, marker, or pencil . . .are not covered." Also, pet stains are not covered. Read the fine print - NOTHING IS COVERED. I learned an expensive lesson today. Don't buy anything from this company. They walk off with my $200 and the only thing I get is taken.